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A future in your own home? Yes, of course! But how am I supposed to afford it?
The five state building societies (LBS) make private home ownership a reality for broad sections of the population. With financing expertise, cooperative advice and personal solutions that give everyone the courage to believe: You can do it. With us.

Because who, if not the number 1 building society in Germany, could better fulfill this claim? With a market share of 35 percent, the LBS Group makes the dream of owning your own home possible for around 7.0 million customers. Today and for generations. As part of the Sparkassen-Finanzgruppe, but predominantly in regional operations. In the current market environment, we offer people a decisive advantage: LBS building savings with interest security - even over very long periods of time. In addition, our building finance experts arrange affordable real estate financing and modernization loans that make housing wishes and energy-related modernizations come true as safely as possible.

Through our own advisory centres and the savings banks, we are close to the people and the local housing markets, while the federal office of the state building societies is located as a department at the German Savings Banks and Giro Association (DSGV).

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